Evelyn Doane - William Raveis Real Estate - Cape Cod



Posted by Evelyn Doane on 8/19/2018

Finding a mortgage lender should be easy, particularly for homebuyers who want to purchase a high-quality residence without having to worry about spending too much. However, many mortgage lenders are available nationwide, and the sheer volume of lenders can make it difficult to choose the right one.

Lucky for you, we're here to help you streamline the process of selecting the ideal lender.

Now, let's take a look at three tips that homebuyers can use to accelerate the process of choosing the perfect lender.

1. Know Your Credit Score

Your mortgage interest rate may vary based on your credit score. As such, you should learn your credit score before you begin your search for the right lender. This will enable you to boost your credit score if necessary – something that may help you get a preferred mortgage interest rate.

You are eligible for one free copy of your credit report annually from each of the three major credit reporting agencies (Equifax, Experian and TransUnion). Request a copy of your credit report, and you can find out your credit score and map out your search for the ideal mortgage lender accordingly.

2. Meet with Several Mortgage Lenders

There is no shortage of mortgage lenders in cities and towns around the country. Therefore, you should allocate the necessary time and resources to meet with several credit unions and banks to explore all of your mortgage options.

Each lender can provide details about fixed- and adjustable-rate mortgages, how these mortgages work and other pertinent mortgage information. This information can help you make an informed decision about a mortgage.

In addition, don't hesitate to ask questions when you meet with a mortgage lender. If you obtain plenty of information from a mortgage lender, you'll be able to understand the pros and cons of various mortgage options and make the best choice possible.

3. Review a Mortgage Closely

A mortgage may enable you to secure your dream residence, but it is important to understand all of the terms and conditions associated with a mortgage before you select a lender.

For example, if you decide to purchase a condo, your mortgage might only cover the costs of your property. Meanwhile, you still may be responsible for condo homeowners' association fees that total hundreds of dollars each month, so you'll need to budget properly.

Of course, you should feel comfortable working with a mortgage lender as well. The ideal mortgage lender should be available to answer your concerns and questions at any time and help you stay on track with your monthly mortgage payments.

If you need extra assistance as you consider the mortgage lenders in your area, you can reach out to a real estate agent for additional support. This housing market professional can provide insights into mortgage interest rates and may even be able to connect you with the top local lenders.

Take the guesswork out of finding the right mortgage lender – use these tips, and you can move one step closer to getting the financing you need to buy your dream residence.




Categories: Buying a Home   mortgage  


Posted by Evelyn Doane on 8/12/2018

Moving is an exciting time. Whether you’re moving across town, state or country you get to create a clean slate to build your home and life upon. But for children, this can be a confusing and scary time. Routine and familiarity are comforting for children and a move shakes up the very foundation they are used to.

But you don’t have to leave your child in the dark. There are several things you can do to help better prepare your child for the big move. By taking the time to spend with your child discussing the changes ahead. As you start house hunting and throughout the moving process involve your child where possible.

Keep an open dialogue with your child. Ask them what they are excited for and what their fears may be. Collect books either from the library or for your family bookshelf on stories about moving. Reading stories helps children process their feelings and become more familiar with the process. Using storytime is a great way to create a natural conversation about moving with your child.

If possible bring your child to walk or ride their bike around the new neighborhood. Take note of any parks, playgrounds or schools in the area your child may be interested in. If they have a hobby such as dance or soccer look up information about the classes and teams. Talk about the similarities and differences they will experience.

Take the time to research information about the new school they will be attending. What will be the same? What will be different? Ask if your child has any specific questions for you to seek out answers while you do your research to help ease them into the transition. 

Assure your child they will be able to stay in touch with friends and family. Collect contact information from their friends as well as the form of communication their parents are comfortable with. Offer options like sending letters, scheduling video chats and visiting the area. 

Even if you’re child is especially excited about the move it’s a good idea to keep things as similar as possible. Refrain from changing out furniture and bedding right away. And if possible maintain your usual schedule throughout the days and weeks ahead. Sticking to a familiar routine will be soothing for your child as they transition to their new environment.

Moving is a big change for children and often their first major life transition. And while they may feel confused or scared you can ensure they feel understood. By keeping an open conversation with them throughout the process you can cater to bother their excitement and fears. A new home can create both a clean slate and more importantly an opportunity to bring your family even closer together.




Tags: preparation   moving   children  
Categories: moving   children   preparation  


Posted by Evelyn Doane on 8/6/2018


141 Cotchpinicut Road , Chatham, MA 02650

North Chatham

Single-Family

$4,500,000
Price

10
Total Rooms
8
Beds
7/1
Full/Half Baths
If you are looking for spectacular views you will not want to miss this exceptional estate that sits high on a hill overlooking Pleasant Bay on coveted Cotchpinicut Road. With plenty of room for guests, you will be charmed by the ambiance of this circa 1740 home with all of the updates required for today's stylish living. It features eight bedrooms including an opulent master suite and seven baths , wide pine floor boards, original paneling in the older sections, a large chef's kitchen, gas fireplaces in the den and kitchen, three wood burning fireplaces, a finished basement for the kids, separate apartment, office and man cave by the garage. With a heated inground pool, beach, two decks for entertaining, there is plenty of privacy but also great gathering places for all.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Evelyn Doane on 8/5/2018

There is no one-size-fits-all approach to craft an effective property listing. Instead, a seller needs to allocate the necessary time and resources to ensure a house listing hits the mark with buyers. In fact, failure to do so may make it tough for a seller to generate interest in his or her home. Perhaps even worse, an ineffective home listing may make it virtually impossible for a seller to enjoy a fast, profitable house selling experience.

Ultimately, there are many things a seller can do to create an effective home listing. These include:

1. Provide Accurate Information About Your Home

Include pertinent information about your home in your property listing – you'll be glad you did. If you can provide lots of relevant information about your home to prospective buyers, you may increase the likelihood that buyers will set up showings to view your residence in-person.

There is no need to stretch the truth in your home listing, either. Conversely, if you strive to include accurate information in your home listing, you can help a buyer make an informed decision to determine if your home meets his or her expectations.

2. Avoid Jargon

Although you want your home listing to capture buyers' attention, you should try to avoid jargon. Otherwise, a buyer may be turned off by your home listing shortly after he or she starts to read it.

When it comes to crafting an effective home listing, keeping things concise and precise is ideal. If you use your home listing to engage and inform buyers, you may be able to differentiate your listing from others.

3. Add High-Resolution Images

Including high-resolution images of your home's interior and exterior may make a world of difference in your listing. These images allow you to highlight the size and beauty of your residence. As a result, they may lead to many property showings in the near future.

Of course, before you take pictures of your home, you may want to clean both inside and outside. Remove clutter from inside your home and ensure each room looks pristine prior to taking photographs for a property listing. Meanwhile, you should take photographs that show off your house's dazzling front lawn, spacious driveway and other stunning exterior features too.

For those who want to craft a home listing that garners buyers' attention, you may want to collaborate with a real estate agent as well. This housing market professional can offer tips and recommendations to help you prepare an effective property listing. Plus, he or she can help you promote your residence to dozens of prospective buyers and ensure you can streamline the property selling journey. Best of all, a real estate agent is ready to respond to your house selling concerns and questions at any time.

Ready to create an effective home listing? Use the aforementioned tips, and you can craft a house listing that will help you distinguish your residence from the competition.





Posted by Evelyn Doane on 7/29/2018

Selling a home may prove to be a long, arduous process. However, if you act as a reasonable home seller, you can identify home selling challenges and overcome such problems without delay.

Now, let's take a look at three tips that you can use to become a reasonable home seller.

1. Learn About the Housing Market

Real estate is complex, particularly for home sellers. Fortunately, many housing market resources are available to help you become a real estate expert.

For example, any home seller can perform an online search to evaluate the housing market in any city or town. Then, a home seller can use this real estate data to analyze the prices of houses that are similar to his or her own and price a residence appropriately.

Home sellers also should look at the prices of recently sold houses in nearby areas. That way, a home seller can find out whether he or she is preparing to enter a seller's or buyer's market and plan accordingly.

2. Try Not to Get Too Emotional

Let's face it – any home selling journey likely includes plenty of ups and downs. But a home seller who understands the best- and worst-case home selling scenarios may be better equipped than others to stay calm, cool and collected, even in the most challenging situations.

Although a home seller may expect his or her home to sell quickly, it is important to set realistic expectations before you list a residence. This will enable you to avoid potential pitfalls that otherwise can prevent you from achieving your home selling goals.

For example, a home seller who receives a home appraisal will have a good idea about the true value of his or her house. And if the home seller receives a home offer that falls well below the appraisal amount, he or she won't feel disappointed. Instead, this home seller should have no trouble politely declining or countering the proposal.

3. Consult with a Real Estate Agent

If you're unsure about how to price your home or promote your house to the right groups of homebuyers, it often pays to get expert help. Lucky for you, real estate agents are available in cities and towns nationwide, and these housing market professionals can help you make informed home selling decisions.

A real estate agent possesses comprehensive housing market expertise and is happy to share his or her home selling insights with you. This means if you ever have questions about what to include in a home listing, your real estate agent can help you out. Or, if you are uncertain about whether to upgrade your house's interior or exterior, your real estate agent is available to provide honest, unbiased home improvement recommendations.

Becoming a reasonable home seller can make a world of difference in any housing market, at any time. Take advantage of the aforementioned tips, and you can quickly and effortlessly navigate the home selling journey.